Which of the following is not covered under Fire Insurance?

• A. Vehicle
• B. House
• C. Personal Valuables
• D. Office Equipment

Answer: (A)

Fire insurance protects the property itself and its contents from fire and related perils. The house falls squarely under coverage, and the contents inside—like personal valuables and office equipment kept on the premises—are typically included as well. Vehicles, on the other hand, aren’t part of standard fire insurance; they have their own separate motor vehicle policies due to their movable nature and different risk profile. So, the item not covered under fire insurance is the vehicle.