Which of the following is a coverage included in PA365?

• A. Accidental Death and Permanent Disablement
• B. Daily Cash Assistance
• C. Educational Assistance
• D. Burial Expense

Answer: (A)

PA365 focuses on accident-related protection, with the main benefit being Accidental Death and Permanent Disablement. This coverage reflects the core purpose of a personal accident plan: paying out if an accident causes death or a permanent loss of function. Other potential benefits like a daily cash allowance, educational assistance, or burial expenses aren’t typically included as standard core coverages in this policy; they are more characteristic of other policy types or riders. So, the best answer is that Accidental Death and Permanent Disablement is the coverage included in PA365.