Which of the following is included as a Fire/Property Insurance coverage under BPI MS Condominium Care Advantage?

• A. Temporary Removal (including transit)
• B. Earthquake Insurance
• C. Personal Life Insurance
• D. Laptop Theft inside the unit

Answer: (A)

Temporary Removal coverage is built into the Fire/Property Insurance portion to protect belongings not physically inside the condo. It covers personal property while it’s temporarily out of the unit—such as when you move items to storage, take belongings on a trip, or transport them for renovations or relocation—and provides coverage during transit up to the policy’s limits. This addresses the real risk that losses can occur away from the insured premises, making it a natural inclusion under Fire/Property coverage.

Earthquake Insurance is a separate peril coverage for seismic events, not a standard Fire/Property extension. Personal Life Insurance is unrelated to property coverage, and Laptop Theft inside the unit, while potentially covered under contents, does not reflect the specific extension for items while they are away or in transit.