Which of the following is offered as a PLUS (optional) coverage in BPI MS BUSINESS CARE ADVANTAGE?

• A. Cyber Liability
• B. Business Interruption
• C. Employee Health Plan
• D. Flood Insurance

Answer: (B)

Plus options are extra protections you can add to tailor a business policy. The one that fits the idea of optional coverage here is the protection for business income during a disruption. It provides coverage for lost net income and ongoing expenses when operations are interrupted by a covered event, helping the business stay afloat while repairs or recovery happen. That focus on preserving cash flow during downtime is why this becomes the best choice as a PLUS add-on.

The other options cover different risks: cyber liability handles data breaches and cyber incidents; flood insurance covers flood damage; and an employee health plan is a benefits program for employees. While important, they don’t function as the optional coverage aimed at preserving ongoing business income in this policy.