What is the waiting period for illness claims under Hospital Income Protect Plus?

• A. 0 days
• B. 7 days
• C. 14 days
• D. 30 days

Answer: (B)

The key idea is how long you must be hospitalized before illness benefits start. For Hospital Income Protect Plus, the waiting period for illness is seven days. That means the first seven days of a hospital stay due to illness aren’t covered, and benefits begin only after those seven days. If the illness confinement lasts longer than seven days, the days beyond the first seven are eligible for benefits. For example, an eight-day stay would trigger benefits starting after day seven, covering the remaining days as defined by the policy. If the stay is six days or shorter, no illness benefits would be paid.