Under Educational Assistance in PA999, the Insured Person's child(ren) or sibling(s) must be what?

• A. Unmarried, employed and studying, age 3 to 21
• B. Unmarried, unemployed and studying, age 3 to 21
• C. Married, unemployed and studying, age 3 to 21
• D. Unmarried, unemployed and not studying, age 3 to 21

Answer: (B)

Educational Assistance is meant for dependents who are still financially reliant on the insured and are actively pursuing education. Under this provision, a qualifying dependent (child or sibling) must be unmarried, not employed, and currently studying, within the age range of 3 to 21. This combination ensures the benefit goes to someone whose primary status is as a student dependent, rather than a married or working individual. Being married would typically end dependent status; being employed suggests self-support, and not studying would mean there’s no ongoing education to assist with. The 3 to 21 age range sets the typical limit for these dependents.