The assignment of beneficiary under PA is based on which law?

• A. Philippine Civil Law on Succession
• B. Uniform Probate Code
• C. International Convention on Succession
• D. Civil Code of France

Answer: (A)

The key idea is that who inherits from a decedent, including proceeds from a policy with a named beneficiary, is determined by the law that governs succession in the Philippines. That means the Philippine Civil Law on Succession governs how the policy’s benefits are treated after death. The Uniform Probate Code is not the framework used in the Philippines, and international conventions or foreign civil codes (like France’s) do not control domestic succession unless specifically adopted. So, the Philippine Civil Law on Succession is the basis for how a beneficiary is assigned under PA.