ERA is part of which motor insurance coverage?

• A. Third-Party Liability coverage
• B. Fire and Theft coverage
• C. Comprehensive Motor Insurance Coverage
• D. Liability only with glass coverage

Answer: (C)

Emergency Roadside Assistance (ERA) is a support service that helps you when your vehicle breaks down on the road—things like towing, jump-starts, tire changes, fuel delivery, or locksmith help. This on-road assistance is typically bundled with comprehensive motor insurance or offered as an add-on because comprehensive coverage protects your own vehicle against a wide range of risks beyond just third-party liability. In contrast, Third-Party Liability coverage only pays for damage to others and does not include your own vehicle or on-road assistance; Fire and Theft covers loss from fire or theft, not roadside aid; and Liability only with glass covers third-party liability plus limited glass coverage, again without ERA. Therefore, ERA is part of comprehensive motor insurance coverage.