Daily Cash Assistance under PA999 pays a fixed amount for each day the insured is confined in a hospital due to an accident, for up to a maximum of how many days for the Principal Insured?

• A. 5 days
• B. 10 days
• C. 15 days
• D. 20 days

Answer: (B)

Daily Cash Assistance under PA999 is a per-day benefit with a cap. It pays a fixed amount for each day the insured is confined in a hospital due to an accident, but the payment is limited to a maximum number of days. For the Principal Insured, that maximum is ten days. So you receive the daily amount for up to ten days of hospital confinement; any days beyond the tenth aren’t paid. This is why ten days is the correct maximum. Five days would be within the limit but doesn’t reflect the cap, while fifteen or twenty days would exceed the cap and aren’t payable beyond the tenth day.